Having bad credit makes it tough to make everyday transactions. You can live well with bad credit, but it takes some planning.
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Credit Card Tips and Advice
Credit cards and debit cards look similar but function differently. Learn the difference between these two payment methods.
Learn the three best reasons to have a low interest rate credit card.
Having a credit card declined is inconvenient. Check out 8 explanations for why this can happen.
As long as you report a lost or stolen credit card to your card issuer quickly, you can limit the amount you’re liable for.
Paying only your minimum credit card payment is easier, but it’s usually not the best choice.
There’s more to applying for a credit card than just filling out a few fields on a form.
Here’s a list of credit card fees you could be charged and how to dodge them.
Credit Report and Score Advice
You can build a credit score without a credit card, but you’ll have to use an alternate source of financing to show that you can repay what you borrow.
You may be entitled to a free credit report if you’re planning to look for a job soon. Here’s how to get your free job search credit report.
Your credit score is based on how you pay your credit cards and loans, but there are other financial habits that will help you build good credit.
You don’t have to be worried that being denied affects your credit, but there’s another part of the application process that might affect you.
A good credit score will be one of your best assets. Putting in the effort to improve your credit score will be more than worth it.
What is a Credit Report Freeze? We’ll begin with the what. The credit freeze, also known as security freeze, is a benefit that protects your credit report from hostile actors and unauthorized prying eyes. A credit freeze, also called a security freeze, prevents hard...