6 Frugal Moves for Families Seeking Savings

6 Frugal Moves for Families Seeking Savings

Success in managing money can be measured in many different ways, but the ability to live within your means is a one of the best indicators of your overall financial health. The alternative, spending more money than you bring in, is unsustainable, slowly eating away...
9 of the Worst Things About Having Bad Credit

9 of the Worst Things About Having Bad Credit

Having bad credit generally means creditors and lenders think you’re a risky borrower. The credit mistakes that led to your bad credit hint that you may not repay money you borrow. Many companies use your credit history to decide whether to do business with you. And...
How to Build Credit Without a Credit Card

How to Build Credit Without a Credit Card

A good credit score is one of the best financial assets you can have. With a good credit score, you’ll have an easier time getting approved for loans and you’ll qualify for lower interest rates. You’ll enjoy lower insurance rates and no security deposits when you have...
What Happens When You Only Pay the Minimum

What Happens When You Only Pay the Minimum

No matter how big your credit card balance may be, your credit card issuer will only require you to pay a small portion of it each month. This small required payment is called your minimum payment and is the least amount you can pay on your credit card and not be...

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