8 Things to Know About Applying for a Credit Card

8 Things to Know About Applying for a Credit Card

Once you pick the credit card you think is right for you, the next step is to complete a credit card application. The application provides the credit card issuer with all the necessary information to evaluate you a prospective customer, to establish the account in...
Why You Should Stay Away From Store Credit Cards

Why You Should Stay Away From Store Credit Cards

Shop in almost any retail store and you’ll be pitched the store’s credit card before you walk out the door. The deals sound tempting – save 10 to 30 percent on your transaction and you can use your credit card for your purchase that day. Keep your cash in your wallet...
Smart Ways You Can Avoid Credit Card Late Fees

Smart Ways You Can Avoid Credit Card Late Fees

Having a credit card can be convenient and helpful. Used responsibly, a credit card can be a good way to build and improve your credit score. However, if you’re carrying a credit card balance that you can’t pay on time, you’ll have to deal with late fees. Those late...
What Pre-Approved Credit Card Offers Really Mean

What Pre-Approved Credit Card Offers Really Mean

Millions of Americans receive solicitations by mail from various companies with pre-approval offers encouraging them to apply for credit cards and loan consolidation. But, what does it mean to be pre-approved for a credit card? How Credit Card Issuers Decide Who to...

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