21 Ways to Prevent Bad Credit

21 Ways to Prevent Bad Credit

Good credit is one of those things that you may not realize how valuable it is until you need it. Obviously, credit card issuers and lenders use your credit score to make decisions about your applications. But other businesses – insurance companies and cell...
9 of the Worst Things About Having Bad Credit

9 of the Worst Things About Having Bad Credit

Having bad credit generally means creditors and lenders think you’re a risky borrower. The credit mistakes that led to your bad credit hint that you may not repay money you borrow. Many companies use your credit history to decide whether to do business with you. And...
How to Deal With Having Bad Credit

How to Deal With Having Bad Credit

Having bad credit can make life complicated and even that may be an understatement. It’s harder to rent an apartment, buy a car, get a credit card, among other things. Learning to survive with bad credit can be difficult, but it’s doable. Build an emergency fund. In...
How to Build Credit Without a Credit Card

How to Build Credit Without a Credit Card

A good credit score is one of the best financial assets you can have. With a good credit score, you’ll have an easier time getting approved for loans and you’ll qualify for lower interest rates. You’ll enjoy lower insurance rates and no security deposits when you have...
8 Financial Habits That Help Build Good Credit

8 Financial Habits That Help Build Good Credit

Your three-digit credit score helps creditors and lenders predict the likelihood that you’ll repay money you borrower. The number is primarily based on your habits with credit products like loans and credit cards, but the way you handle your finances in general does...

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